no4jl Casino Privacy Policy

This Privacy Policy ("Policy") describes how no4jl ("no4jl," "we," "us," or "our") collects, uses, stores, discloses, and protects the personal information of individuals ("you," "Player," or "User") who register for, access, or use the no4jl online casino and sports betting platform available at https://no4jl.club and its related services.

no4jl is committed to protecting your privacy and handling your personal data responsibly. This Policy has been prepared in accordance with the Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 ("DPA"), its Implementing Rules and Regulations, and the issuances of the National Privacy Commission (NPC) of the Philippines.

By registering an account on no4jl, you acknowledge that you have read and understood this Policy and consent to the collection and processing of your personal data as described herein. If you do not agree to this Policy, please do not create an account or use the no4jl platform.

no4jl operates the online gaming platform at https://no4jl.club, providing casino games, sports betting, live dealer games, and related entertainment services to eligible players in the Philippines. no4jl operates under applicable Philippine online gaming regulations and is subject to the oversight of the Philippine Amusement and Gaming Corporation (PAGCOR).

For the purposes of the Data Privacy Act of 2012, no4jl acts as the Personal Information Controller (PIC) — the entity that determines the purposes and means of processing your personal data. Certain service providers engaged by no4jl to deliver specific functions (such as payment processing, KYC verification, and game software provision) act as Personal Information Processors (PIP), processing data only on our documented instructions.

no4jl has designated a Data Protection Officer (DPO) responsible for overseeing compliance with the DPA and this Policy. Contact details for the DPO are provided in Section 15 of this Policy.

no4jl collects personal data that is necessary, adequate, and not excessive in relation to the purposes for which it is processed. The categories of personal data we collect are as follows:

no4jl does not intentionally collect sensitive personal information (as defined under Section 3(l) of the DPA) such as racial or ethnic origin, political opinions, religious beliefs, health data, or sexual orientation, except where required by applicable law or regulatory obligation (for example, health-related disclosures in the context of responsible gaming self-exclusion requests).

no4jl collects personal data through the following means:

• Direct collection: Information you provide when you register an account, complete identity verification, make a deposit, request a withdrawal, contact our support team, or participate in promotions and tournaments.
• Automated collection: Technical data collected automatically when you access and use the no4jl platform, including IP addresses, session logs, device identifiers, and cookie data. See Section 10 for our full Cookies Policy.
• Third-party sources: Identity and fraud-related data received from KYC verification providers, payment processors, and fraud prevention services that we engage to verify your identity and protect the integrity of the platform. We may also receive data from PAGCOR or other regulatory authorities as required by law.

In all cases, no4jl collects only data that is proportionate to the identified purpose and does not engage in covert or deceptive data collection practices.

no4jl processes your personal data for the following specific, explicit, and legitimate purposes:

• Account management: Creating, maintaining, verifying, and administering your no4jl player account.
• Service delivery: Processing your bets, deposits, withdrawals, and participation in games, tournaments, and promotions.
• Identity verification (KYC): Confirming your identity, age (21+), and eligibility to use the platform in compliance with PAGCOR requirements and Philippine law.
• Anti-money laundering (AML) and fraud prevention: Monitoring transactions, detecting suspicious activity, and fulfilling our legal obligations under the Anti-Money Laundering Act (AMLA) and related PAGCOR regulations.
• Responsible gaming: Monitoring gameplay patterns for signs of problem gambling, enforcing self-exclusion requests, and managing deposit and loss limits.
• Customer support: Responding to your inquiries, resolving disputes, and processing complaints.
• Marketing and promotions: Sending you information about no4jl promotions, bonuses, and new games, but only where you have given your explicit consent to receive such communications. You may withdraw consent at any time.
• Legal and regulatory compliance: Fulfilling obligations imposed by PAGCOR, the NPC, the Anti-Money Laundering Council (AMLC), and other relevant Philippine authorities.
• Platform security and improvement: Detecting, preventing, and responding to technical issues, security incidents, and unauthorized access; analyzing usage patterns to improve platform performance.

Under the Data Privacy Act of 2012, no4jl relies on the following legal bases for processing your personal data:

• Consent (Section 13(a) DPA): For marketing communications and optional data processing activities. You may withdraw consent at any time without affecting the lawfulness of prior processing.
• Contract (Section 13(b) DPA): Processing necessary for the performance of the contract between you and no4jl — specifically, operating your account and delivering the gaming services you have requested.
• Legal obligation (Section 13(c) DPA): Processing necessary to comply with no4jl's legal obligations, including PAGCOR licensing conditions, AMLA compliance, NPC registration, and tax reporting obligations.
• Legitimate interests (Section 13(f) DPA): Processing for no4jl's legitimate interests in preventing fraud, maintaining platform security, and improving our services, where these interests are not overridden by your rights and interests.

no4jl does not sell, rent, or commercially trade your personal data to any third party. We share personal data only in the following circumstances and only to the extent necessary for the stated purpose:

• Service providers (Personal Information Processors): Third-party companies engaged to deliver specific functions on our behalf, including: identity verification and KYC providers; payment processors and e-wallet providers (GCash, PayMaya, BPI, BDO, Metrobank); game software providers and live dealer studios; cloud hosting and infrastructure providers; customer support platforms; and fraud detection and AML screening services. All PIPs are bound by data processing agreements requiring them to process your data only on no4jl's documented instructions and to maintain equivalent data protection standards.
• Regulatory and law enforcement authorities: PAGCOR, the National Privacy Commission, the Anti-Money Laundering Council (AMLC), the Bureau of Internal Revenue (BIR), and any other Philippine government body to which disclosure is required by law, court order, or regulatory direction.
• Fraud prevention and security: Where required to detect, prevent, or respond to suspected fraud, money laundering, or security threats, data may be shared with relevant industry bodies, law enforcement, or other regulated operators on a need-to-know basis.
• Business transactions: In the event of a merger, acquisition, or sale of all or part of no4jl's business, your data may be transferred to the acquiring entity, subject to equivalent privacy protections. You will be notified in advance of any such transfer.

In all cases of data sharing, no4jl maintains appropriate controls to ensure your personal data is protected and used only for the purposes for which it was disclosed.

Some of no4jl's service providers — particularly game software studios and cloud infrastructure providers — may be located outside the Philippines. Where personal data is transferred to entities in other countries, no4jl ensures that such transfers comply with the requirements of the Data Privacy Act of 2012 and the NPC's applicable issuances on cross-border data flows.

Specifically, no4jl takes the following safeguards for international transfers:

• Entering into data transfer agreements with overseas processors that incorporate the NPC's standard contractual clauses or equivalent protections.
• Conducting transfer impact assessments where required to confirm that the receiving country's legal framework provides adequate protection for Philippine data subjects.
• Limiting the scope of data transferred to overseas processors to the minimum necessary for the relevant service function.

no4jl retains personal data only for as long as is necessary to fulfil the purposes for which it was collected, or as required by applicable Philippine law and regulation. Our retention periods are as follows:

• Active account data: Retained for the duration of your account's active status and for a minimum of five (5) years following account closure, in compliance with PAGCOR licensing conditions, AMLA record-keeping obligations, and BIR requirements.
• Transaction records: Retained for a minimum of five (5) years following the relevant transaction, as required by the Anti-Money Laundering Act and AMLC regulations.
• KYC documents: Retained for a minimum of five (5) years following account closure or the date of the last transaction, whichever is later.
• Customer support communications: Retained for three (3) years following resolution of the relevant inquiry or dispute.
• Marketing consent records: Retained for the duration of your consent and for one (1) year after withdrawal of consent, as evidence of lawful processing.
• Technical and log data: Retained for up to twelve (12) months for security monitoring and platform improvement purposes.

At the expiry of the applicable retention period, personal data is securely deleted or anonymized in a manner that prevents re-identification. Where anonymization is not technically feasible, data is securely destroyed.

no4jl uses cookies and similar tracking technologies on its platform to ensure functionality, enhance user experience, analyze platform performance, and support fraud prevention. The types of cookies we use are as follows:

• Strictly necessary cookies: Essential to the operation of the no4jl platform, including session management, login state maintenance, and security token functions. These cookies cannot be disabled without rendering the platform non-functional.
• Functional cookies: Enable enhanced functionality such as remembering your language and display preferences, game history views, and responsible gaming tool configurations.
• Analytics cookies: Used to collect aggregated, anonymized information about how players interact with the platform, which pages are visited most frequently, and where errors occur. This data is used solely to improve the no4jl platform.
• Security cookies: Used to detect and prevent fraudulent activity, unauthorized access attempts, and automated bot behavior.

no4jl does not use third-party advertising or behavioral tracking cookies. You may manage cookie preferences through your browser settings. Note that disabling strictly necessary cookies may impair your ability to use the no4jl platform.

The no4jl platform is strictly for individuals who are 21 years of age or older, as required under Philippine law for participation in online casino gaming. no4jl does not knowingly collect personal data from any person under the age of 21.

If no4jl discovers or has reason to believe that personal data has been collected from a person below the minimum age, the relevant account will be immediately suspended and all data associated with it will be deleted or securely destroyed without delay. Any funds in such an account will be handled in accordance with applicable PAGCOR guidelines.

Parents and guardians who have reason to believe that a minor has registered on no4jl are encouraged to contact our support team immediately via live chat or email at [email protected] so the matter can be addressed promptly.

Under the Data Privacy Act of 2012, you have the following rights with respect to your personal data held by no4jl. These rights may be exercised at any time by contacting our Data Protection Officer as described in Section 15:

• Right to be informed: The right to know what personal data no4jl collects about you, the purposes for processing, and who your data is shared with — all of which are described in this Policy.
• Right to access: The right to obtain confirmation that no4jl processes your data and to receive a copy of the personal data we hold about you. Requests will be fulfilled within fifteen (15) working days.
• Right to correction: The right to request correction of any inaccurate or incomplete personal data. You may update basic profile information directly through your account settings; other corrections should be requested via the DPO.
• Right to erasure or blocking: The right to request the deletion or suspension of processing of your personal data where the data is incomplete, outdated, false, or unlawfully obtained, or where the purpose for processing has ceased to exist — subject to our legal retention obligations.
• Right to object: The right to object to processing based on legitimate interests or for direct marketing purposes. Where no4jl processes data for direct marketing and you object, processing for that purpose will cease immediately.
• Right to data portability: The right to receive your personal data in a structured, commonly used, and machine-readable format and to transmit it to another service provider where technically feasible.
• Right to lodge a complaint: The right to file a complaint with the National Privacy Commission (NPC) of the Philippines if you believe your data rights have been violated. The NPC's contact details are available at privacy.gov.ph.

To exercise any of the above rights, please contact our Data Protection Officer (see Section 15). We will verify your identity before processing your request and will respond within the timeframe required under the DPA.

no4jl implements a comprehensive set of technical, organizational, and administrative security measures to protect your personal data against unauthorized access, disclosure, alteration, destruction, or accidental loss. Our security framework includes:

• Encryption: All data transmitted between your device and no4jl is protected by TLS 1.3 encryption. Data stored on our servers is encrypted at rest using AES-256.
• Access controls: Access to personal data is restricted on a strict need-to-know basis. no4jl staff with access to personal data are subject to confidentiality obligations and role-based access controls.
• Two-factor authentication: Available to all players for account login and recommended for all accounts. All no4jl administrative systems require multi-factor authentication.
• Penetration testing: no4jl conducts regular third-party security testing of its platform infrastructure to identify and remediate vulnerabilities before they can be exploited.
• Intrusion detection: Automated systems monitor for unusual access patterns, brute-force login attempts, and other indicators of compromise around the clock.
• Staff training: All no4jl personnel who handle personal data receive regular data privacy and security training aligned with DPA requirements.
• Incident response: no4jl maintains a documented personal data breach response procedure. In the event of a breach, the NPC will be notified within 72 hours and affected players will be informed promptly where required.

While no4jl takes all reasonable precautions to secure your data, no online system can guarantee absolute security. You are responsible for maintaining the confidentiality of your login credentials and for notifying us immediately of any suspected unauthorized access to your account.

no4jl reserves the right to update or modify this Privacy Policy at any time to reflect changes in our data practices, applicable law, regulatory requirements, or business operations. The "Effective Date" at the top of this page will be updated whenever a revision is made.

Where a change is material — meaning it significantly affects how we collect, use, or share your personal data, or affects your rights as a data subject — no4jl will notify you via the email address associated with your account at least fourteen (14) days before the change takes effect. Non-material clarifications or formatting updates may be made without prior notice.

Your continued use of the no4jl platform after the effective date of any updated Policy constitutes your acceptance of the revised terms. If you do not agree to the updated Policy, you should discontinue use of the platform and may request account closure by contacting our support team.

We recommend bookmarking this page and reviewing it periodically, particularly after receiving a notification of changes from no4jl.

no4jl has appointed a Data Protection Officer (DPO) as required under Section 21 of the Data Privacy Act of 2012. If you have any questions, concerns, or requests relating to this Privacy Policy or the processing of your personal data, you may contact the no4jl DPO using the following details:

• Email: [email protected] (subject line: "Data Privacy Request")
• Live Chat: Available in-platform 24/7 — mention "data privacy" or "DPO" to route your inquiry appropriately.

Please include your full name, registered email address, and a clear description of your request or concern. We will acknowledge receipt of your request within three (3) business days and will aim to resolve it within fifteen (15) working days. For complex requests, we may require additional time and will inform you accordingly.

If you are not satisfied with our response to your privacy request or complaint, you have the right to escalate the matter to the National Privacy Commission (NPC) of the Philippines, which has jurisdiction over complaints arising from violations of the Data Privacy Act of 2012.